Struggling with Lack of Motivation and Depression

I have been feeling a lack of motivation ever since I was in college because of how hard studying for exams was. I have graduated college and I can't land a job in what I majored in and it's been over 2 years now due to COVID-19 cutting the available jobs. I currently have no goals. People who are clinically depressed tell me that I am depressed. I would get tested, but I don't have health insurance in my dad's name anymore and I would like to have health insurance under a career which I don't have yet...can someone chat with me to determine if I am clinically depressed? Also, while we're on the topic, how do you stay motivated?